Central Laborers' Pension Welfare & Annuity Funds
Pride Of The Industry







The Central Laborers Pension Plan Trustees have approved several enhancements to plan benefits.

For further details, click here.




The Trustees have adopted a limited, temporary waiver of the Pension Fund's Suspension of Benefits Rules effective between January 1, 2024 and December 31, 2024 ("Waiver Period") to address a skilled labor shortage.

The limited, temporary waiver of the Fund's Suspension of Benefits Rules is referred to as the "2024 Waiver." Under the 2024 Waiver, an Eligible Retiree may work up to 480 hours in Covered and Contributory Employment with a Contributing Employer during the Waiver Period before the Eligible Retiree's monthly benefit will be subject to suspension under the Plan's Suspension of Benefits Rules.

Please review the 2024 Waiver Description, Definitions, Examples, and Return to Work Notification Form here. An Eligible Retiree must notify the Fund Office in writing, before returning to work under the 2024 Waiver, using the Return to Work Notification Form


COVID-19 Information

New memberXG Portal

Central Laborers' is pleased to announce the new memberXG portal. The memberXG portal allows you to keep up to date on your Pension and Annuity benefits. In order to use the memberXG portal you will need to create a new account. Please note that your old NETime UserID and Password will not work. Creating a new memberXG account is easy and will take less than 5 minutes. All you will need is a valid email address. To begin creating a new memberXG account, click on the memberXG logo then click on 'Create Account'. memberXG will walk you through the rest of the process.

For those members that would like step-by-step instructions, please
click here .


To access Open Enrollment, please make sure you have registered for an account on the Member Access Portal.  PLEASE NOTE, THIS IS NOT YOUR NETIME BENEFIT ACCOUNT AND WILL REQUIRE A SEPARATE REGISTRATION.



Central Laborers' wants to keep you informed. The best way to ensure you will receive timely updates about your benefits is to maintain accurate contact information. 


To confirm your address, birth date & phone number on file at the Fund Office, login to your memberXG account or call the Fund Office to confirm the contact information Central Laborers' has on file for you.


What if I don't have a memberXG account? Take the time to set up your account today. Just click on the memberXG logo and then on "Create Account". Follow the on-screen instructions and once you have created your account, please login and confirm the accuracy of the information on file.


If you have recently moved and you have not provided your new address to Central Laborers, please download the ADDRESS CHANGE FORM, complete the document with your old and new information and mail it to Central Laborers' today.

CLPF Funding Improvement Plan (revised as of November 6, 2017)

In the year 2024, the Central Laborers' Pension Fund has provided 59 years of commitment to active and retired laborers. The Pension Fund was established in 1965 to help provide financial security to laborers (LIUNA) during retirement. During 1966, a total of six hundred dollars was paid to five pensioners. The Fund currently has 7,500 pensioners and beneficiaries receiving approximately $123 million each year in benefits.

The Pension Fund is a Taft-Hartley Trust Fund managed by eight Labor and eight Management Trustees who have an equal vote and serve without fees or compensation. The Trustees work together to build a secure future for you and your family. The Trustees also maintain a conservative investment strategy, diversifying investments so as not to expose assets to unnecessary risks. The Pension Plan is financed entirely by employer contributions negotiated through the collective bargaining process and investment income.

In 1981 the Pension Trustees established the Central Laborers' Annuity Fund, which is similar to a wage savings plan. The Annuity Fund was originally designed to provide a supplement to participants' pension benefits, and to help assure a comfortable retirement for many. Forty-three years after inception, the Fund has over 20,270 participants. Participant accounts currently total over $277 million.

The Annuity Plan is financed entirely by employer contributions negotiated through the collective bargaining process and investment income. Contributions made to the Fund by your employers (and interest earnings from your account) are not taxable to you as income until you withdraw the monies.

The Trustees' investment goals for the Annuity Plan are to ensure the growth of the participants' account balances through conservative money management.

The Central Laborers' Welfare Fund was established in March of 1966  and currently has 12 participating local unions. Since its initiation, it has been the Trustees' goal to provide quality health insurance benefits with the contribution income available, while maintaining adequate reserves. The millions of dollars which have been paid in behalf of insured participants and their dependents over the years, combined with excellent benefits that the plan offers you and your family toward the high cost of sickness and disability, is testimony that the Trustees have succeeded in their goal.

All eligible participants in the Central Laborers' Welfare Fund are given an opportunity, annually, to choose a medical plan that provides the best coverage for them and their families. The annual offering includes a Comprehensive Major Medical Plan or a point of service (POS) plan.

Regardless of the medical plan chosen, active participants will receive benefits which include:

  • Life Insurance

  • Accidental Death and Dismemberment Insurance

  • Loss of Time

  • Dental Care

  • Vision Care

  • Hearing Care

  • Prescription Drug Program



Central Laborers' Welfare Fund (Fund) will not be mailing individual 1095-B forms for the 2023 tax year. However, a copy of the 1095-B form will be provided to Fund participants upon receipt of a written request.

All 1095-B copy requests can be submitted electronically by emailing claims@central-laborers.com or a written request by mailing to:

Central Laborers' Welfare Fund
PO Box 1267
Jacksonville, IL 62651-1267

Please note, the Fund staff will respond to all 1095-B copy requests within 30-days of receipt of that request. Also note, copies of any 1095-B forms will only be mailed to Fund participants using the address the Fund has on file.

Should you have any questions or concerns, please call the Fund at 1-800-252-6571.